Credit card companies and the federal government have taken a hard hit in the U.S. as Americans continue to struggle to save for retirement.

The average annual household savings rate for those 65 and older fell 2.2% to $31,845, according to a recent report from

That’s a drop of about $100.

But it’s a significant drop for a market that has been struggling since the financial crisis in 2008.

“The economy continues to be battered by the global recession and economic slowdown,” said Mike Gudell, director of credit and finance at CreditCamps.

“And as a result, the financial sector has been hit hard, with its profitability eroding and its creditworthiness deteriorating.”

It’s a tough situation to be in.

“The economy is expected to expand at an annualized rate of 2.3% in 2018, according a report by the Congressional Budget Office released Monday.

But a number of factors are contributing to the sluggish recovery.

The U.K.’s Office for National Statistics reports that consumer spending has contracted in recent years, and the government is forecasting a $4 trillion economy this year.

Gudell said Americans’ reluctance to spend on the mortgage-backed securities (MBS) that have been the mainstay of the U-S-Bond market have hurt.

That may be because the MBS market is also losing its value as people begin to save less and pay down their debts.”

The U.N. Office on Drugs and Crime reported on Monday that drug prices in the United States rose by 6% in January. “

The more that Americans are paying down their mortgages and the fewer they’re spending on MBS, the more they’re going to see the effects of this downturn on their finances.”

The U.N. Office on Drugs and Crime reported on Monday that drug prices in the United States rose by 6% in January.

That marked the fourth consecutive month of increases.

It also marked a 30% increase over the previous year.

The cost of prescription drugs rose an estimated 7.3%.

The Federal Reserve raised interest rates in December to a record-high 1% and the U .

S. stock market fell 2% in the first week of January.

But the UBS Global Market Intelligence Group reported Monday that Americans’ overall financial situation is not a factor in the downturn.

“We think it is a combination of the bad economy, and of course the high cost of living, the higher inflation, the fact that the government’s borrowing costs are so high,” said Stephen J. Zagorski, president of the investment banking group.

“But overall we think the economy is still recovering, and that the overall outlook is looking good.”

Follow Natalie Wolchover on Twitter @nattyover.