BANK ACCOUNTS are a big part of the internet.

With more than 60 million people using them every day, they are a vital part of how we transact online.

You could even use a bank’s online services to send money or pay bills.

But now a growing number of people are using the services for personal reasons.

The bank is changing its terms of use to allow people to access their accounts for private reasons.

Optum is also working to ensure customers have an option to close their accounts.

ABC News’ Tom Riddle, Matt Smith and Mark Smith are at the bank’s headquarters in Dublin, Ireland.